M-Commerce Services

M-Commerce is defined as any transaction with monetary value that is conducted via a mobile telecommunications network. M-Commerce like ECommerce can be B2B (business to business), P2P (person to person) or B2C (business to customer) oriented. The framework divides into couple sub areas based on user’s distribution criterion. Mobile Ecommerce addresses electronic commerce via mobile devices, where the consumer is not in physical or eye contact with the goods that are being purchased. On the contrary in M-Trade the consumer has eye contact with offered products and services. In both cases the payment procedure is executed via the mobile network. No successful mobile payment system has yet lived up the different requirements from the market and thereby not been a success. A brief research on the state of the market is given to present a framework for possible solutions. The iMS specification enables mobile payments with one button click. The purpose of this paper is to describe the factors that affect the introduction of a successful M-Payment system and use these factors to examine whether the J2ME technology is suitable for building such successful M-Payment systems.